Even the safest drivers can and do have accidents. When you cause an accident, your auto insurance rates can rise significantly.
Accident Forgiveness is an auto insurance option that helps you avoid a rate increase following the first at-fault accident on your policy.
Your insurance rate is based on a number of factors, like age and driving history. Accident Forgiveness insurance coverage is an option you buy, but the price of it can more than offset the rate increase that would kick in after an accident.