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Insurance Tips From First American Insurance
Cold Weather Driving Tips:
Be sure to defrost/de-ice your windshield, rear window, and side windows before taking to the roads. This way, you can see everything going on around you as you pull out onto the roads and highways - avoiding costly traffic accidents. read more »
 
Cold Weather Tips for Home:
A handy trick to eliminate drafts coming through outside doors is to use weather-stripping along the doorframe, wherever there's a large gap. Be sure to buy the right thickness of weather-stripping for your needs; if it's too thick, the door won't close. read more »
 
Another handy trick is to put a draft-dodger (or rolled up towels) along the bottom doorsill. This trick is best used for doors that aren't being opened all the time, such as porch or patio doors. read more »
 
Be sure to keep a container of salted sand or ice melt, along with something to spread it with, handy to any walkways and/or stairs. read more »
 
Houses with older window fixtures can be very drafty. Covering the windows with plastic can help eliminate drafts. This trick also works for porches, whether they're screened or not. By covering these nasty draft spots, you can help keep your home warmer, without having to turn up the heat. read more »
 
If you have an oil-burning furnace, make sure that the delivery driver has clear access to the fill pipe. Many oil companies won't deliver if their driver doesn't have clear access. The same applies to those who heat with propane: make sure the delivery driver can get to the tank easily. read more »
 
Keep all gutters and eaves clear of hanging icicles. While they look pretty in the sun, they can give you or a visitor to your home a nasty knock on the head when they fall. They're also responsible for gutter blockage, and can cause patches of ice on sidewalks and stairs. read more »
 
Keep your walkways and stairs clear. If your postal delivery person, or any other service provider (including fire and ambulance) needs to get through there, they will be able to get to you that much easier. This also applies to roadside mailboxes. read more »
 
Setting your thermostat at a lower temperature when nobody is home, and also at night when everyone is in bed, can help lower your heating bill. Turning it too far down, or off, however, results in exactly the opposite: once you're home, you'll end up turning the heat way up to get the room back up to a comfortable temperature; this means that your heater is now working harder (and burning more fuel) to heat your home. read more »